Banks now days are generating a huge amount of work and data. As part of the modern Banks’ Management initiative to modernize the bank and increase efficiency and customer satisfaction, the banks management started adopting Standard Operating Procedures and enforcing them through the use of automation to achieve Centralization. Cheques, as one of the most prolific and rewarding Department in the banking industry need to be digitally transformed.

There is a sweeping change in the way paper checks are being processed, cleared, and settled today. The most critical of these changes is the point-of-entry capture of check images, as far upstream in the process as possible. This is largely driven by the need for faster transactions fueled by a demanding customer base.

Sumerge Check Image Clearing System (SICS) or Check Truncation System (CTS) reduces the time taken to clear checks by converting physical checks into high quality images very early on in the process. CTS is a web-based solution, enabling bank’s personnel to access the solution from any machine in the bank’s network. Theand enhanced operational efficiency for banks by cutting down on the overheads involved in physical clearing. It also leads to better reconciliation and prevention of fraud. check image is truncated at the presenting bank and seamlessly moves through various steps in the check-clearing cycle.






The solution enables better customer services and enhanced operational efficiency for banks by cutting down on the overheads involved in physical clearing. It also leads to better reconciliation and prevention of fraud.